Features
Find resources, research and information about foreclosure prevention for:
FRY-6 and FR Y-10 News
Changes to FR Y-6 reporting effective Dec. 31, 2007 and FR Y-10 effective April 30, 2008. Learn more.
2008 Regulatory Reports Submission Deadlines
Insights for Bank Directors
A basic course for new and returning bank directors on evaluating financial performance and portfolio risk. Learn more.
The St. Louis Fed is responsible for promoting a safe, sound, competitive and accessible banking system along with stable financial markets. We accomplish this through:
- Safety and Soundness Supervision: supervising and regulating Eighth District banking institutions.
- Consumer Affairs and CRA Supervision: effectively implementing statutes that are designed to inform and protect consumers.
- Credit: providing credit to the banking system, which contributes to maintaining stable financial markets.
- Payment Risk Management: ensuring sound account management practices by Eighth District account holders who use the Fed's payment system.
Federal Reserve Addresses Liquidity Pressures in Term Funding Markets
The Federal Reserve announced two initiatives March 7 to address heightened liquidity pressures in term funding markets. First, the amounts outstanding in the Term Auction Facility will be increased to $100 billion. Second, the Federal Reserve will initiate a series of term repurchase transactions that are expected to cumulate to $100 billion. (Read more.)
Board Approves Basel II Framework
The Federal Reserve Board on Nov. 2 approved final rules to implement new risk-based capital requirements in the United States for large, internationally active banking organizations. The new advanced capital adequacy framework, known as Basel II, more closely aligns regulatory capital requirements with actual risks and should further strengthen banking organizations’ risk-management practices. (Read more.)
Banking Market and Competition Information Is at Your Fingertips with CASSIDI®
The St. Louis Fed's new online application, CASSIDI®, gives you the ability to view nationwide banking market structures and definitions, see which banking markets an institution operates in, and perform "what if" (pro forma) analyses to look at the potential impact a merger or acquisition could have on banking market structures and competition.
The HMDA Web Site

The HMDA Regulation C Amendments web site provides clear explanations on changes to Reg. C, as well as plenty of examples, practical compliance tips, FAQs and links.
Regulatory Agencies Publish HMDA FAQs
The federal bank, credit union and thrift agencies, along with the Department of Housing and Urban Development (HUD), have released a set of answers to frequently asked questions (FAQs) that address the new home loan price data that were disclosed this year under the Home Mortgage Disclosure Act (HMDA). For more information about the FAQs, see the Board of Governor’s web site.
