News and Events

Agencies Propose Rule To Implement S.A.F.E. Act Mortgage Loan Originator Registration Requirements (June 1)

Board Approves Final Regulation Z Rules Revising Disclosure Requirements  (May 8)

Fed Expands Asset-Backed Securities Accepted As TALF Collateral  (Mar 19)

Fed To Increase Purchases of Mortgage-Backed Securities By Up To $750 Billion  (Mar 18)

St. Louis Fed Economist Bill Emmons Discusses "The Foreclosure Plan and St. Louis" on KETC-TV   (Mar 13)

Fed Issues Tips to Help Consumers Avoid Foreclosure Scams  (Mar 5)

U.S. Treasury Launches "Making Home Affordable" Loan Program   (Mar 4)

More

Speeches & Testimony

Duke Addresses Credit Availability and Prudent Lending Standards  (March 25)

Bernanke Discusses Challenges and Opportunities Facing Community Bankers  (Mar 20)

Duke Details Fed's Efforts To Fight Mortgage-Related Fraud, Abusive Lending  (Mar 20)

Braunstein Outlines Mortgage Lending Reform Efforts  (Mar 11)

Duke Addresses Future of Community Reinvestment Act  (Feb 24)

Duke: Quick and Sustainable Action Needed to Stabilize Housing Markets   (Feb 16)

More

Policies & Regulations

Loan Modification

Regulation Z (Truth in Lending)

Community Reinvestment Act

More

Foreclosure Maps and Data

Dynamic Map of U.S. Nonprime Mortgage Regions

Dynamic Map of U.S. Bank Card and Mortgage Delinquencies

Regional Reserve Banks

View additional foreclosure alleviation information from other Federal Reserve Banks across the country.

 

Research and Publications

Federal Reserve System

• A Snapshot of Mortgage Conditions with an Emphasis on Subprime Mortgage Performance
• Lending on Low- and Moderate-Income Neighborhoods in California: The Performance of CRA Lending During the Subprime Meltdown
• Seismic Effects of the Bankruptcy Reform
• The Federal Home Loan Bank System: The Lender of Next-to-Last Resort?

St. Louis Fed Research and Publications

Financial Crisis Timeline Charts and Data

The Regional Economist

• The Federal Reserve Seeks To Protect Consumers
• Bailing Out the Markets Is Not a Goal of Fed Policy

Review

• The Federal Response to Home Mortgage Distress: Lessons from the Great Depression
• A Primer on the Mortgage Market and Mortgage Finance

Central Banker

• How Will Fannie and Freddie Operate in the Future?
  
• Foreclosure Forums Present Solutions
  
• The Past, Present and Future of the U.S. Mortgage Market
• Subprime Crisis: Is There a Way Out? 
• Changes Proposed to Reg Z (Truth in Lending)

St. Louis Fed Working Papers

• Is Housing the Business Cycle? Evidence from U.S. Cities
• Did Prepayments Sustain the Subprime Market?
• The Loan Structure and Housing Tenure Decisions in an Equilibrium Model of Mortgage Choice