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 if you will, a time in the not-too-distant future. Men and women no longer carry wallets or purses. Checkbooks are displayed behind glass at the money museum. Credit cards have vanished. In their place you have just one card, embedded with a microchip, that carries cash value, acts as a credit or debit card, identifies you, bears your insurance policy and holds digitized pictures of your family.
An episode of The X-Files or a real-life scenario? Are we ready?
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