Community Depository Institutions Advisory Council

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In 2011, the Federal Reserve Bank of St. Louis established a Community Depository Institutions Advisory Council (CDIAC) composed of 12 executives of smaller financial institutions across the Eighth District. The council meets twice a year to advise the St. Louis Fed president on the credit, banking and economic conditions facing their institutions and their communities. Council members are senior executives of banks and credit unions and serve staggered terms.

The chair of each District Bank’s council also has the responsibility of reporting twice yearly to the Federal Reserve Board of Governors in Washington, D.C.

Questions? E-mail: cdiac@stls.frb.org

2025 CDIAC Members

  • Luanne Cundiff

    Luanne Cundiff, Chair
    President and CEO, First State Bank of St. Charles
    St. Charles, Mo.
    (Term expiration: 2025)

  • John Beller

    John Beller
    President and CEO, Bank of Cave City
    Cave City, Ark.
    (Term expiration: 2025)

  • Matthew Daniels

    Matthew Daniels
    President and CEO, Apex Bank
    Camden, Tenn.
    (Term expiration: 2026)

  • Neil Dauby

    Neil Dauby
    Chairman and CEO, German American Bank
    Jasper, Ind.
    (Term expiration: 2025)

  • John Dosier

    John Dosier
    President, CEO and Director, First Southern Bank
    Marion, Ill.
    (Term expiration: 2027)

  • Sally Hopkins

    Sally Hopkins
    President and CEO, FNB Bank
    Mayfield, Ky.
    (Term expiration: 2025)

  • Orvin Kimbrough

    Orvin “Orv” Kimbrough
    Chairman and CEO, Midwest BankCentre
    St. Louis
    (Term expiration: 2025)

  • Nikki Roser

    Nikki Roser
    President and CEO, The First National Bank of Carmi
    Carmi, Ill.
    (Term expiration: 2026)

  • Rodney Showmar

    Rodney Showmar
    President and CEO, Arkansas Federal Credit Union
    Little Rock, Ark.
    (Term expiration: 2025)

  • Todd Swims

    Todd Swims
    President and CEO, Leaders Credit Union
    Jackson, Tenn.
    (Term expiration: 2027)

  • Bryan Thornhill

    Bryan Thornhill
    President and CEO, Bank of Commerce
    Greenwood, Miss.
    (Term expiration: 2025)

  • Joe Turner

    Joe Turner
    President and CEO, Great Southern Bank
    Springfield, Mo.
    (Term expiration: 2027)